Filijala BAR

Bulevar JNA b.b. - 85000 Bar

Telefon: + 382 30 550 986, + 382 30 550 994

E-mail : filijala.bar@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala BUDVA

Ul. Mediteranska bb, (zgrada Hotela Wow)

85310 Budva

Telefon: + 382 33 473 994, + 382 33 473 992

E-mail : filijala.budva@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Šalter BUDVA 1

Autobuska stanica Mercur - 85310 Budva

Telefon: + 382 20 684 058

E-mail : salter.budva1@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08.00h – 13.00h

Filijala CETINJE

Ulica Njegoševa 36. - 81250 Cetinje

Telefon: + 382 78 103 860 , + 382 78 103 861

E-mail : filjala.cetinje@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala HERCEG NOVI

Ulica Save Kovačevića broj 4 - 85340 Herceg Novi

Telefon: + 382 31 580 966, + 382 31 580 967

E-mail : filijala.hercegnovi@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala KOTOR

Tabačina 10 - 85330 Kotor

Telefon: + 382 32 326 004

Fax: + 382 32 326 004

E-mail : filijala.kotor@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala MOJKOVAC

Ulica Mališe Damjanovića bb -  84205 Mojkovac

Telefon: 067994104, 067994134

E-mail : filijala.mojkovac@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala NIKŠIĆ


Trg Save Kovačevića br.4 - 81400 Nikšić
Telefon: +382 40 280 835 (šalter), +382 40 280 834
E-mail : filijala.niksic@lovcenbanka.me
 
Radno vrijeme:
Ponedjeljak - Petak 08h – 16h
Subota 08h – 13h

Filijala PODGORICA 1

Trg Argentina br.1 - 81000 Podgorica

Telefon: +382 20 68 3333

Fax: +382 20 68 4444

E-mail : filijala.podgorica@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Šalter PODGORICA 1

Bulevar Džordža Vašingtona 56 - 81000 Podgorica

Telefon: +382 20 205 410

Fax: +382 20 205 406

E-mail : salter.podgorica1@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 20h 

Subota 08h – 16h

Filijala PODGORICA 2

Ulica Admirala Zmajevića b.b. ( Stari aerodrom )

81000 Podgorica

Phone: +382 20 684 051, +382 20 684 052

E-mail: filijala.podgorica2@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Shareholders of Lovcen banka AD

(as of November 19th, 2020)

Name

Acc. type

Number of securities

% of ownership

Aleksandra Popović - joint account holder (Aleksandra Popović (6453/10758), Andrej Perović (840/10758), Katarina Perović (840/10758), Vinko Nikić (643/10758), Mirjana Perović (400/10758), Nenad Radulović (322/10758), Jovana Popović (325/10758),Miljan Mališ (291/10758),Ljubiša Mitrović (185/10758) ,  Norah Licet Becerra Farfan (184/10758), Predrag Vušurović (152/10758),Svetozar Jovićević (90/10758) , Draško Trninić (33/10758))

Joint

10,758

28,016%

DEG 

Individual

 10,567 

27.518%

ZETAGRADNJA

Individual

 9,448

24.604%

Božidar Vušurović

Individual

4,749

12.367%

Luka Nikčević

Individual

2,322

6.047%

Ivana Tatar-Radulović

Individual

421

1.096%

Ana Pejović

Individual

68

0.177%

Mirjana Perendija

Individual

 48

0.125%

Radovan Vučinić

Individual

 16

0.042%

Nebojša Đurović

Individual

 3

0.008%

Total

38,400

100.00%

Šalter Petnjica

Crnogorsko-turskog prijateljstva bb - 84312 Petnjica

Telefon : +382 67 994 009

E-mail : salter.petnjica@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala TIVAT

Ulici Luke Tomanovića br.8 – 85320 Tivat

Telefon : +382 32 781 992

Fax: +382 32 781 995

E-mail : filijala.tivat@lovcenbanka.me 

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

 

Filijala ULCINJ

Ulica Majke Tereze b.b. - 85360 Ulcinj
Telefon: + 382 30 684 440, +382 30 684 441
E-mail : filijala.ulcinj@lovcenbanka.me
 
Radno vrijeme:
Ponedjeljak - Petak / 08h – 16h
Subota / 08h – 13h

Filijala ROŽAJE

Ulica Maršala Tita br.1 – 84310 Rožaje

Telefon : +382 51 278 655, +382 51 278 656

E-mail : filijala.rozaje@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Bulevar JNA b.b. - 85000 Bar

Ul. Mediteranska bb, (zgrada Hotela Wow) -  85310 Budva

 

Autobuska stanica Mercur - 85310 Budva

Ulica Njegoševa 36. - 81250 Cetinje

Ulica Save Kovačevića broj 4 - 85340 Herceg Novi

Tabačina 10 - 85330 Kotor

Ulica Mališe Damjanovića bb -  84205 Mojkovac

Trg Save Kovačevića br.4 - 81400 Nikšić

Crnogorsko-turskog prijateljstva bb - 84312 Petnjica


Bulevar Džordža Vašingtona 56/I - 81000 Podgorica

 

Tržni centar "Delta City" , Cetinjski put - 81000 Podgorica

 

Trg Argentina br.1 - 81000 Podgorica

 

Ulica Sima Barovića bb, Blok6 ( IDEA market ) - 81000 Podgorica


Ulica Admirala Zmajevića b.b. ( Stari aerodrom ) - 81000 Podgorica


Ulici slobode – 81000 Podgorica

Ulica Maršala Tita br.1 – 84310 Rožaje 

Ulici Luke Tomanovića br.8 – 85320 Tivat


Ulica Majke Tereze b.b. - 85360 Ulcinj

Bulevar Teuta (Kallaba petrol)
Ulica 26. Novembra b.b. (market Sars)

KURSNA LISTA19.01.2022
ValutaKupovniKupovni za devizeSrednjiProdajni za devizeProdajni za efektivu
CHF1.0726421.04973121.041401.03306881.010158
GBP0.86183190.843423840.836730.830036160.8116281
USD1.1708011.14579361.136701.12760641.102599

Sajt Lovćen banke koristi “kolačiće”. Ovim alatima poboljšavamo funkcionalnost sajta, obezbjeđujemo Vam najbolje moguće korisničko iskustvo i pružamo Vam informacije o proizvodima kreiranim za Vas u marketinške svrhe.

Ukoliko nastavite da pretražujete naš sajt, slažete se sa našom upotrebom “kolačića”.

  • Questions

  • Questions

Retail loans

The client must be employed, but a permanent employment is not required. Certainly, if he/she does not have a permanent contract, he/she must have a guarantor or the loan repayment must match the employment contract duration.

In addition to salary, for the purposes of creditworthiness analysis, we can take into account other monthly regular inflows (e.g. lease agreement, service contract...). Undocumented inflows can be taken into account for the purpose of analysis, only if it is an application for a quick cash loan and if other conditions for the loan have been met.

In order to check whether the client can apply for a loan or not, account statements or pay slips for the last 3 months are required. After that, the client certifies the documentation (certificate and salary attachment). If it is a mortgage loan, an appraisal is also necessary.

Additional costs: RKB, bills of exchange, loan processing. If it is a housing or cash loan with mortgage - the cost of real estate appraisal, life insurance policy, real estate insurance policy, the cost of making a lien statement.

Early loan repayment can be in full or in part.

- If the balance of the debt on the day of loan closing is less than EUR 10,000, the fee for early repayment shall not be charged, and if it is higher than EUR 10,000, the fee for early repayment is 1% of the debt (unless otherwise defined by the Decision and Loan Agreement)


- Partial liquidation is used in the case when the client pays more money than his due obligations, and less than necessary to repay the entire loan. For partial liquidation, it is very important for the client to choose whether he/she wants to keep the number of installments and reduce the amount of individual annuity or to keep the amount of annuity and reduce the number of remaining installments. On an annual basis, the client can repay up to EUR 10,000 without a fee for early repayment.

Cards

All customers who have opened an account with the Bank may be the beneficiaries of MC debit cards. MasterCard Standard, MasterCard Gold credit cards can be used only by regular customers of the Bank.

• Cash withdrawal WITHOUT COMMISSION at the Lovćen banka AD ATMs.

• Your account accessibility 365 days a year, 24 hours a day at our and other banks' ATMs in the country and abroad!

• Possibility to change your PIN at ATMs.

• Checks of the account balance at all Lovćen banka AD ATMs 24 h a day.

• Payment by MC card for goods/services in all stores bearing the MasterCard sign in the country and abroad.

• Purchases by card via the Internet.

The customers such as: non-residents, foreign nationals, employees in embassies or diplomatic-consular missions and foreigners with residence in our country, at their request, upon opening of a transaction account, may be issued the MC debit card.

• Keeping your expenses under control, paying a percentage of your choice!

• Each of your repayments increases your credit limit again.

• Possibility of being issued two additional cards linked to the main card account.

• Simple procedure of obtaining credit by credit card.

Since recently, new limit on the ATM is 500 and 1000 in total (if the answer is 200 at the ATM and 500 in total it can be tolerated because the changes have been recently introduced)

No, all cards delivered during the day are activated at 4 p.m. at the end of the working day when we send the activation file to the processor (it is enough to say that they are activated immediately because this part about the files is not known to them).

No, the PIN for the reissued card is the same as for the previous one that has expired.


He/she pays a commission for withdrawals at ATMs, while there is no commission for paying at POS terminals.

eBanking & mBanking

The client receives two codes, one via SMS and the other via e-mail.

By entering previously created PIN – it serves for both, login and confirmation of payment.

Yes, from EUR foreign currency to current account and vice versa, then from current to a credit card and savings, but not vice versa.

Potrebno je dostaviti posljednji račun svakog billera( npr. EPCG,M-tel, Telekom,Telenor,Telemach,Vodovod i kanalizacija,Čistoća) koje želi da izmiruje putem SMS-a

Yes. If he/she has an EMON token that he/she created through another bank, we can attach a service to it without the cost of creating a new token. The client would pay only a monthly fee of 5 euro.

Payment operations

• An application for account opening
• A certificate of registration - registration in the court register, or an act of registration with other competent body, or a certificate of incorporation issued by the competent authority, or an extract from the law if the applicant is established directly by virtue of law
• Document on registration with the competent tax authority which contains the tax ID number of the applicant
• Specimen Signature Card
• OP Form, notarized (certified)
• Document on the appointment of the Authorized Signatory of the applicant company
• Form for identification of politically exposed persons - PEPs (for Executive Director and persons who are in the Specimen Signature Card)

To open an account or make a deposit, your presence in person is required and a valid identification document (ID card/passport).

The authorization has to be certified by the competent authority (notary, court).

Customers can do this by signing the authorization in branch. It requires the presence of transaction account holder and authorized person, with valid identification documents.

Deposit account is to be opened by legal representative (parent) or custodian. The legal representative must present an identification document. In addition to the identification document, birth certificate of the minor is required. The custodian has to present an ID document and the custodianship appointment decision.

Clearing includes all payments below EUR 1,000.00 to the clients of other banks (with the exception of public companies’ accounts - which start with the number 8 - Ministry of Interior, Police Directorate, Customs, etc.) and they are realized in three clearing cycles 11h, 13: 30h and 16h.

RTGS are orders over 1,000.00 euro which are realized quickly, after the approval. RTGS are also all orders under 1000.00 euro for public companies and start with 8 – Ministry of Interior, Customs, Police Directorate).

The exchange rate list changes every working day and is valid from 08 to 20h.

Due deposits are calculated every day except Sunday. Deposits due on Sunday are calculated on Monday.

Yes. The fee for one blocking is 10.00 euro.

International Payment Operations 

• You need the following documents:
• The basis of payment (contract, invoice, etc.);
• Payment instructions for foreign exchange account of foreign recipient (foreign recipient's IBAN, SWIFT, ADDRESS);
• Completed and signed Foreign Transfer Order (Order Form 70).

To receive a remittance from abroad, you need to send instructions for a foreign currency inflow to the person from whom you claim an amount or from whom you expect a foreign inflow.

The Bank will inform you about the inflow from abroad via e-mail.

To transfer funds from the foreign currency account to the transaction account, you need to deliver us a completed application for a transfer from the foreign currency account to the transaction account (on the corporate letter-head), signed by an Authorized Signator

If there was a payment from abroad, the client is sent a notice of inflow and a request to submit the necessary documentation for booking/recording of it (the basis of inflow).

The requested instructions are generated from the system and sent to an authorized e-mail address.

In order for the inflow to be recorded/booked, the client must submit the basis of the inflow (in the form of an invoice or contract). In case of inflow of funds in favor of a natural person, it is necessary to additionally fill in the standard statement on the purpose of the transaction and the source of the funds. In addition to the above, the bank may request additional evidence of the source of funds (e.g. in the form of a statement of the sender of funds from his/her bank).

We calculate the commission from the system depending on the amount, option, currency of payment, destination of payment. On the following pages 

www.lovcenbanka.me/me/stanovnistvo/racuni/transakcioni-racun   

www.lovcenbanka.me/me/privreda/platni-promet/transakcioni-racun  

clients can find payment tariffs in national and international payment operations for natural persons and legal entities.

We do not provide this information over the phone in order to protect our clients, but we refer them to one of our branches / counters where colleagues can give them the information on the balance on the basis of the analytical card of the foreign currency account.

SWIFT confirmations are sent automatically via the ACK2MAIL application to the e-mail address provided by the client. If it happens that the client does not receive the requested SWIFT, we take the specified confirmation manually from the system and send it to the authorized e-mail address.

We fill in the above mentioned form based on the information from the CORE database and send it to the client (in addition, we also send instructions for the inflow of funds from abroad which contain all the data necessary for the inflow).

Foreign currency account transactions are sent on a monthly basis to all clients. Certain clients receive them on a daily basis after each change. Requests for delivery of analytical cards are sent to authorized addresses by generating them from the system using the application for foreign exchange operations.

We calculate the conversion of funds through the foreign currency application and forward it to the client for signing so that we can confirm that he/she agrees with it (this applies to conversions larger than 10,000 euro).