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- Loan for pensioners with free life insurance policy and no health record required
Loan for pensioners with free life insurance policy and no health record required
Key feature
Up to EUR 12.000
- Repayment period up to 96 months
- Free life insurance policy
- No health record required
- Without guarantors
- Nominal interest rate from 9,95% (fixed)
- Effective interest rate from 10,75%
- Bank fee from 1% up to 2% of the loan amount
- Quick and easy way to get loan
Security instruments
- administrative ban on the client's pension
- bill of exchange and bill of exchange authorization signed by the client
- life insurance policy in favor of the Bank
- administrative ban for the guarantor (if provided by credit conditions)
- personal bill of exchange of the guarantor (if provided by credit conditions)
* * The Bank reserves the right to accept an alternative security instrument if found acceptable and in line with the Bank's business policy.
Required documentation
Loan application
Administrative withholding order on salary/pension
Consent for an enquiry in the Credit Bureau Registry (R.K.B.)
Reprezentativni primjer
Loan amount
Repayment term
Nominal interest rate
Monthly repayment
Administrative fee
Effective interest rate
Total debt
12.000 €
96 mjeseci
9,95%
181,71 €
120 €
10,75%
17.563,98 €
* The total debt includes the loan amount, total interest, loan processing fee, cost of bill of exchange of EUR 2 and cost of inquiry in the Montenegrin Credit Registrar of EUR 3.00.
** The data on this loan may vary depending on the client's solvency. For more information, please visit a local branch of Lovćen banka AD or make an appointment by phone on 19 993 or send an e-mail to: kontakt@lovcenbanka.me