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- WORK & TRAVEL – Student loan of Lovćen banka
WORK & TRAVEL – Student loan of Lovćen banka
You want to spend the summer in the USA through the WAT program, in order to get to know the culture, improve the language, travel,
with the possibility of earning something by doing student seasonal jobs.
WORK & TRAVEL – Student loan of Lovćen banka will help you start your summer adventure.
Key feature
do 3.000 €
- up to €3,000
- Repayment term: up to 24 months (with grace period up to 8 months)
- Fixed nominal interest rate of 8.49% / Effective interest rate of 9.30%
- Bank fee up to 1% of the loan amount
- Bill of exchange and bill of exchange authorization signed by the client and the guarantor
- Term deposit (alternative)
* The Bank reserves the right to accept an alternative means of security that it deems acceptable and in accordance with the Bank's business policy
Required documentation
Loan application
Certificate of study
Administrative withholding order on salary/pension
Administrative withholding order on salary/pension
Representative example
Loan amount
Repayment term
Nominal interest rate
Monthly repayment
Administrative fee
Effective interest rate
Interest for the entire period
Total debt
3.000 €
24 months
8,49%
136.37 €
30 €
9,30%
272.88 €
3.307,88 €
Fiksna kamatna stopa
Varijabilna kamatna stopa
Iznos kredita
20.000 €
20.000 €
Rok otplate
96 mjeseca
96 mjeseca
Nominalna kamatna stopa
6.95%+6M Euribor
6.95%
Anuitet
272.20 €
272.20 €
Administrativna naknada
100 €
100 €
Efektivna kamatna stopa
7,33%
7,33%
Ukupan dug
20.000 €
26.235,65 €
* The total debt includes the loan amount, total interest, loan processing fee, cost of bill of exchange of EUR 2 and cost of the Montenegrin Credit Registar enquiry of EUR 3.00.
** The data on this loan may vary depending on the client's solvency.
ZFor more information, please visit a local branchoffice of Lovćen banka AD or make an appointment by phone on 19 993 or send an e-mail to: kontakt@lovcenbanka.me