Branches | ATMs

Filijala BAR

Bulevar JNA b.b. - 85000 Bar

Telefon: + 382 30 550 986, + 382 30 550 994

E-mail : filijala.bar@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala BUDVA

Ul. Mediteranska bb, (zgrada Hotela Wow)

85310 Budva

Telefon: + 382 33 473 994, + 382 33 473 992

E-mail : filijala.budva@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Šalter BUDVA 1

Autobuska stanica Mercur - 85310 Budva

Telefon: + 382 20 684 058

E-mail : salter.budva1@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Filijala CETINJE

Ulica Njegoševa 36. - 81250 Cetinje

Telefon: +382 41 682 450, +382 41 682 451

E-mail : filijala.cetinje@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Filijala HERCEG NOVI

Ulica Save Kovačevića broj 4 - 85340 Herceg Novi

Telefon: + 382 31 580 966, + 382 31 580 967

E-mail : filijala.hercegnovi@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala KOTOR

Tabačina 10 - 85330 Kotor

Telefon: + 382 32 326 004

Fax: + 382 32 326 004

E-mail : filijala.kotor@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Filijala MOJKOVAC

Ulica Mališe Damjanovića br. 2D -  84205 Mojkovac
Telefon: +382 67 994 133;  +382 20 684 041 šalter
E-mail : filijala.mojkovac@lovcenbanka.me


Radno vrijeme:
Ponedjeljak - Petak 08h – 16h

Filijala NIKŠIĆ


Trg Save Kovačevića br.4 - 81400 Nikšić
Telefon: +382 40 280 835 (šalter), +382 40 280 834
E-mail : filijala.niksic@lovcenbanka.me
 
Radno vrijeme:
Ponedjeljak - Petak 08h – 16h
Subota 08h – 13h

Branch CENTAR

Trg Argentina br.1 - 81000 Podgorica

Telefon: +382 20 68 3333

Fax: +382 20 68 4444

E-mail : filijala.centar@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Branch PREKO MORAČE

Bulevar Džordža Vašingtona 56 - 81000 Podgorica

Telefon: +382 20 205 410

Fax: +382 20 205 406

E-mail : filijala.prekomorace@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 20h 

Subota 08h – 13h

Branch STARI AERODROM

Ulica Admirala Zmajevića b.b. ( Stari aerodrom )

81000 Podgorica

Phone: +382 20 684 051, +382 20 684 052

E-mail: filijala.stariaerodrom@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Shareholders of Lovcen banka AD

(as of November 19th, 2020)

Name

Acc. type

Number of securities

% of ownership

Aleksandra Popović - joint account holder (Aleksandra Popović (6453/10758), Andrej Perović (840/10758), Katarina Perović (840/10758), Vinko Nikić (643/10758), Mirjana Perović (400/10758), Nenad Radulović (322/10758), Jovana Popović (325/10758),Miljan Mališ (291/10758),Ljubiša Mitrović (185/10758) ,  Norah Licet Becerra Farfan (184/10758), Predrag Vušurović (152/10758),Svetozar Jovićević (90/10758) , Draško Trninić (33/10758))

Joint

10,758

28,016%

DEG 

Individual

 10,567 

27.518%

ZETAGRADNJA

Individual

 9,448

24.604%

Božidar Vušurović

Individual

4,749

12.367%

Luka Nikčević

Individual

2,322

6.047%

Ivana Tatar-Radulović

Individual

421

1.096%

Ana Pejović

Individual

68

0.177%

Mirjana Perendija

Individual

 48

0.125%

Radovan Vučinić

Individual

 16

0.042%

Nebojša Đurović

Individual

 3

0.008%

Total

38,400

100.00%

Šalter Petnjica

Crnogorsko-turskog prijateljstva bb - 84312 Petnjica
Telefon : +382 20 684 046
E-mail : salter.petnjica@lovcenbanka.me
 
Radno vrijeme:
Ponedjeljak - Petak 08h – 16h

Filijala TIVAT

Ulici Luke Tomanovića br.8 – 85320 Tivat

Telefon : +382 32 781 992

Fax: +382 32 781 995

E-mail : filijala.tivat@lovcenbanka.me 

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

 

Filijala ULCINJ

Ulica Majke Tereze b.b. - 85360 Ulcinj
Telefon: + 382 30 684 440, +382 30 684 441
E-mail : filijala.ulcinj@lovcenbanka.me
 
Radno vrijeme:
Ponedjeljak - Petak / 08h – 16h
Subota / 08h – 13h

Filijala ROŽAJE

Ulica Maršala Tita br.1 – 84310 Rožaje

Telefon : +382 51 278 655, +382 51 278 656

E-mail : filijala.rozaje@lovcenbanka.me

 

Radno vrijeme:

Ponedjeljak - Petak 08h – 16h

Subota 08h – 13h

Bulevar JNA b.b. - 85000 Bar

Ul. Mediteranska bb, (zgrada Hotela Wow) -  85310 Budva

 

Autobuska stanica Mercur - 85310 Budva

Cetinje

Ulica Njegoševa 36. - 81250 Cetinje

Ulica Save Kovačevića broj 4 - 85340 Herceg Novi

Tabačina 10 - 85330 Kotor

Ulica Mališe Damjanovića bb -  84205 Mojkovac

Trg Save Kovačevića br.4 - 81400 Nikšić

Crnogorsko-turskog prijateljstva bb - 84312 Petnjica


Bulevar Džordža Vašingtona 56/I - 81000 Podgorica

 

Tržni centar "Delta City" , Cetinjski put - 81000 Podgorica

 

Trg Argentina br.1 - 81000 Podgorica

 

Ulica Sima Barovića bb, Blok6 ( IDEA market ) - 81000 Podgorica


Ulica Admirala Zmajevića b.b. ( Stari aerodrom ) - 81000 Podgorica


Ulici slobode – 81000 Podgorica

Ulica Maršala Tita br.1 – 84310 Rožaje 

Ulici Luke Tomanovića br.8 – 85320 Tivat


Ulica Majke Tereze b.b. - 85360 Ulcinj

Bulevar Teuta (Kallaba petrol)
Ulica 26. Novembra b.b. (market Sars)

Exchange rate
KURSNA LISTA20.03.2023
ValutaKupovniKupovni za devizeSrednjiProdajni za devizeProdajni za efektivu
CHF1.0153740.99368640.985800.97791360.956226
GBP0.90112640.881879040.874880.867880960.8486336
USD1.0941691.07079841.062301.05380161.030431

Sajt Lovćen banke koristi “kolačiće”. Ovim alatima poboljšavamo funkcionalnost sajta, obezbjeđujemo Vam najbolje moguće korisničko iskustvo i pružamo Vam informacije o proizvodima kreiranim za Vas u marketinške svrhe.

Ukoliko nastavite da pretražujete naš sajt, slažete se sa našom upotrebom “kolačića”.

Što su “kolačići

Što su “kolačići?

 

“Kolačići” su tekstualni fajlovi koji se čuvaju lokalno na Vašem računaru i koji omogućavaju prepoznavanje korisnika koji se vratio na internet stranicu.

 

Funkcija “kolačića je da omogući praćenja i analize posjeta internet stranici, u cilju bolje optimizacije.

 

U konkretnom slučaju, Vaši lični podaci nijesu sačuvani, što znači da se ove informacije ne mogu koristiti za ličnu identifikaciju.

 

Ukoliko ne želite da prihvatite da se “kolačići” čuvaju na Vašem računaru, neophodno je da ih onemogućite za ovu internet stranicu u Vašem internet pretraživaču.

 

Ranije instaliran “kolačić” možete obrisati iz Vašeg internet pretraživača.

 

Onemogućavanje, odnosno brisanje, može značiti i umanjenje funkcionalnosti internet stranice.

Poštovani korisnici za optimalno korisničko iskustvo prilikom pregledanja web sajta Lovcen Banke molimo Vas da koristite Google Chrome 7.0 ili novije, ili Mozzila firefox 60.0 ili novije. 

  • Loan for purchase of business space

  • Loan for purchase of business space

Refinancing 

Key feature  

From EUR 10.000 to EUR 150.000

 

  • Repayment period from 12 to 240 months
  • Fixed nominal interest rate of 5.95% / Effective interest rate of 6.18%
  • Variable nominal interest rate of 4.95%+6M Euribor / Effective interest rate of 5.13%
  • Bank fee from 0.5%  up to 2% of the loan amount
  • Fast and simple way to get a loan

 

Security instruments
  • Administrative withholding order on salary/pension of a client/guarantor
  • Bill of exchange and bill authorization signed by a client/guarantor
  • First rank mortgage in favor of the Bank, minimum LTV 1:1,25
  • Property insurance policy
  • Life insurance policy (optional)
  • Life insurance policy is not obligatory, but in case it is not used as security instrument for the loan, interest rate shall increase by 0.3%
  • Client may use 5% of the loan amount as cash, but in that case the fee shall be increased by 0.3%, and LTV to minimum 1: 1.3.
     

* * The Bank reserves the right to accept an alternative security instrument if found acceptable and in line with the Bank's business policy.

Required documentation

Loan application

Employment certificate

Administrative withholding order on salary/pension

Consent for an enquiry in the Credit Bureau Registry (R.K.B.)

Representative example

Loan amount

Repayment term

Nominal interest rate

Monthly repayment

Administrative fee

Effective interest rate

Total debt

150.000 €
240 months
5,95%
1.070,39 €
750,00 €
6,18%
257.647,59 €

Representative example (Variable interest rate)

Loan amount

Repayment term

Nominal interest rate

Monthly repayment

Administrative fee

Effective interest rate

Total debt

150.000 €
240 months

4.95%+6M Euribor
985,84 €
750,00 €
5,13%
237.358,24 €

 

Fiksna kamatna stopa

 

 

Varijabilna kamatna stopa

 

Iznos kredita

20.000 €

20.000 €

Rok otplate

96 mjeseca

96 mjeseca

Nominalna kamatna stopa

6.95%+6M Euribor

6.95%

Anuitet

272.20 €

272.20 €

Administrativna naknada

100 €

100 €

Efektivna kamatna stopa

7,33%

7,33%

Ukupan dug

20.000 €

26.235,65 €

* The calculation of the 6-month EURIBOR is done twice a year (January 1st and July 1st).


** Total debt includes the loan amount, total interest, loan processing costs, bill of exchange costs € 2 and inquiry costs in the Credit Registry of Montenegro € 3.00. The above example did not include the cost of a life insurance policy, the cost of a real estate insurance policy, the cost of a real estate appraisal.


*** The data on this loan may vary depending on the client's solvency. For more information, please visit  a local branch of Lovćen banka AD or make an appointment by phone on 19 993 or send an e-mail to: kontakt@lovcenbanka.me

Loan for purchase of business space / Refinancing

8 July 2020 Housing loans / Loans for purchase of real estate & business premises Leave a comment 2235 Views Leave review

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