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Special purpose loans
- Loan for tourist business / Refinance
Refinancing
Key feature
Od 1.000 € do 30.000 €
- From EUR 1.000 to EUR 30.000
- Repayment period from 3 to 36 months
- Nominal interest rate: fixed of 8,45%
- Effective interest rate from 9,54%
- Bank fee from 1% to 2% of the loan amount
- Fast and simple way to get a loan
- Administrative withholding order on salary/pension of a client/guarantor
- Bill of exchange and bill authorization signed by a client/guarantor
- Bill of exchange and bill authorization of a legal entity if a guarantor
- First rank mortgage in favor of the Bank
* * The Bank reserves the right to accept an alternative security instrument if found acceptable and in line with the Bank's business policy.
Required documentation
Loan application
Employment certificate
Administrative withholding order on salary/pension
Consent for an enquiry in the Credit Bureau Registry (R.K.B.)
Representative example
Loan amount
Repayment period
Nominal interest rate
Monthly installment
Administrative fee
Effective interest rate
Total debt
30.000 €
36 mjeseci
9,45%
946,18 €
300 €
9,54%
34.368,02 €
* Total debt includes the loan amount, total interest, loan processing costs, bill of exchange costs € 2 and inquiry costs in the Credit Registry of Montenegro € 3.50. This example did not include the cost of real estate appraisal, the cost of a property insurance policy.
** The data on this loan may vary depending on the client's solvency. For more information, please visit a local branch of Lovćen banka AD or make an appointment by phone on 19.993 or send an e-mail to: kontakt@lovcenbanka.me